Loan Underwriter

Company: Locke Your Loan
Location: Riverside
Posted on: October 15, 2020

Job Description:

We are looking for a detail-oriented mortgage underwriter to grow with our team! You'll be responsible for analyzing and verifying real estate loan applications while evaluating risks and making loan decisions. The ideal applicant has a thorough understanding of the latest industry trends and is able to organize and prioritize their tasks efficiently and effectively. Job seekers who feel they're a great fit for the role are highly encouraged to apply.

Responsibilities:

Verify mortgage applications including supporting documents to be certain they contain all pertinent information for loan approval
Research applicant's employment and financial history to help determine the accuracy of application and documents
Make sure that after information is collected that it is correct, compliance standards are met, and it is in alignment with company policies
Document in detail reasons for approving or rejecting a loan for our loan officers and clients
Send requests as needed for any additional information that will help determine loan risk


Qualifications:

B.S. in business or related field required
Working knowledge of Microsoft office and automated underwriting systems
2+ years of mortgage underwriting experience or mortgage lending experience is required
Understanding of home loans and residential mortgages such as FHA, VA, conventional, and USDA, and loan products
Strong decision-making and communication skills


About Company:
At Locke Your Loan, our clients are our passion. My team and I have over 25 years of experience in the mortgage world and I started Locke Your Loan in 2017. The company is a full-service broker that provides more than just loan options - we meet all of our client's needs, are available every step of the process, and go the extra mile to ensure our clients are placed in a house that they can call home. We provide a full client experience, a wide variety of home financing, refinancing, low fees, and the best rates possible at the time of application. We set meaningful, aggressive goals that we pursue EVERY day. My team and I accomplish those goals by foreseeing and overcoming obstacles and finding a way to WIN on their behalf.

Keywords: Locke Your Loan, Riverside , Loan Underwriter, Other , Riverside, California